Unifi Loans, a leading micro-lender with branches in South Africa, Uganda, Kenya, and Zambia, stands out in the finance industry. Specializing in affordable and accessible quick loans, Unifi is gaining recognition for its dedication to helping individuals across various income brackets achieve their financial goals.

Established in 2006 as Cobol, Unifi later joined forces with a passion for providing faster and more innovative online loans in inadequately served markets across sub-Saharan Africa. This collaboration brought international financial experience to the table, setting the foundation for Unifi’s success.

Core Values at the Heart of Unifi

Unity, dignity, simplicity, and trust are the foundational pillars upon which Unifi stands. Operating as a harmonious and cohesive unit, the company embraces a collective celebration of success.

Every individual, whether an employee or a customer, is accorded the utmost dignity within the Unifi ecosystem. The commitment of Unifi extends to the simplification of processes, guaranteeing transparency in its products, and cultivating trust within the communities it serves.

This unwavering dedication to core values creates an environment where unity fosters collaboration, dignity underscores respect, simplicity promotes accessibility, and trust forms the bedrock of enduring relationships.

Join Unifi in this commitment to a shared ethos that transcends transactions, building a future where financial interactions are characterized by unity, dignity, simplicity, and trust.

Lightning-Fast Online Service

Unifi takes immense pride in offering a clear-cut and entirely online application process, providing accessibility around the clock, 24/7. Leveraging the latest technology, Unifi guarantees a same-day payout by incorporating automation into the application process.

Whether you find yourself in the need to replace a geyser or adapt your home for load shedding, Unifi’s short-term loans not only provide financial flexibility but also offer repayment options tailored to moderate amounts.

Unifi’s commitment to seamless processes, technological innovation, and customer-centric solutions underscores its dedication to delivering a streamlined and efficient borrowing experience. Explore the possibilities with Unifi, where convenience meets cutting-edge technology to empower you in your financial endeavors.

Transparent Fee Structure

Unifi’s short-term loan repayment structure encompasses a fixed monthly service fee, an initiation fee determined by the loan amount, and interest calculated based on a comprehensive risk assessment and loan term. The intricacies of your credit profile play a pivotal role in determining the interest rates, wherein individuals with higher credit scores are privileged with lower rates.

Unifi’s commitment to transparent and personalized lending practices ensures that borrowers are equipped with a clear understanding of the associated costs, fostering financial literacy and empowerment.

Unifi strives to create a lending environment where clarity, fairness, and individual creditworthiness are paramount, establishing a foundation for responsible and informed financial decisions.

Explore the transparent and personalized lending approach at Unifi, where your credit profile is respected, and financial empowerment is prioritized.

Key Features of Unifi Loans:

• Loan Type: Short-term loans
• Interest Rate: APR 104 – APR 212% p/a
• Loan Amount: Up to R8,000
• Repayment: 1 month to 6 months
• Decision: 24 hours
• Monthly Service Fee: R69

Applying Made Easy

Unifi’s commitment to user convenience is evident through its user-friendly platform, ensuring a hassle-free application process that takes less than 5 minutes to complete.

Offering a variety of flexible repayment terms, Unifi takes pride in providing immediate feedback on loan applications. Once approved, the loan amount is swiftly deposited into your bank account within 24 hours.

Unifi’s emphasis on efficiency, speed, and accessibility not only streamlines the borrowing experience but also reflects its dedication to meeting the immediate financial needs of its users.

Experience the ease and expediency of Unifi’s lending platform, where user-friendly processes redefine the landscape of financial accessibility. Join Unifi in this journey towards a future where financial transactions are characterized by simplicity, speed, and user-centricity.

Requirements for Loan Approval:

• South African citizens, 18 years and older
• Green barcoded ID
• Permanent employment with a monthly salary deposited into a registered bank account

Benefits of Unifi Loans:

• Convenient online application
• 6-month repayment terms available
• Same-day loan approval

Contact Information:

• Contact Number: 021 11 00 600
• Email: [email protected]
• Physical Address: 2nd floor Building A, The Vineyard, 1 Devon Valley Rd, Stellenbosch, 7600, South Africa

Operating Hours:

• Monday to Friday: 08:00 – 17:00
• Saturday and Sunday: 08:00 – 12:00