At Standard Bank, the institution recognizes the diverse array of financial needs that accompany different stages of life. Whether individuals find themselves in need of financial solutions for personal, business, or corporate purposes, they can rest assured that Standard Bank has curated a comprehensive range of products and services.

The offerings are meticulously designed to cater to the distinct and varied requirements of valued customers, ensuring they have access to the right financial tools to navigate every facet of their journey.

Customers can count on Standard Bank as their reliable partner in addressing specific financial needs and supporting them on the path to financial success and well-being.

Explore Standard Bank’s Offerings

Personal Loans:

Access the flexibility of borrowing up to R300,000 with a streamlined online application process available through Internet Banking or the user-friendly Banking App. Enjoy the convenience of choosing from flexible repayment terms ranging from 12 to 72 months, tailored to suit financial preferences.

The loan application is met with personalized interest rates, ensuring a bespoke approach to meeting financial needs. Additionally, maximize the benefits of UCount Rewards by utilizing them to repay the loan through the redemption of accumulated Rewards Points.

This comprehensive offering provides a range of options, empowering individuals to manage their loan experience in a way that aligns with their individual financial goals and preferences.

What Standard Bank’s Personal Loans offer:

• Apply Online: Conveniently apply for a personal loan online or via the Banking App.
• Receive a quote in minutes.
• Personalized Interest: Explore competitive and personalized interest rates tailored to the financial situation.
• UCount Rewards: Leverage UCount Rewards to ease loan repayment.
• Flexible Terms: Choose repayment terms that suit, ranging from 12 to 72 months.

Term Loan:

• Fixed monthly repayment amount.
• Repay comfortably over a term of choice.
• Minimum monthly income of R3,000.
• Maximum loan amount of R300,000.
• Personalized interest rate.
• Apply online for a quick and hassle-free experience.

Revolving Loan:

• Access funds whenever needed without reapplying.
• Repay only 15% of the loan amount.
• Minimum monthly income of R8,000.
• Maximum loan amount of R300,000.
• Personalized interest rate.
• Repayment terms from 12 to 60 months.

Overdraft:

• Instant access to additional funds.
• Available to transactional account holders.
• Minimum monthly income of R8,000.
• Maximum loan amount of R250,000.
• Recurring repayment terms.
• Personalized interest rate.

Residential Solar Loan:

• Affordable financing for residential and business solar installations.
• Tailored solutions to meet solar needs.
• Explore new infographics for insights into the loan process.

UCount Rewards Integration:

Redeem Your Rewards Points:

For those holding a Standard Bank Revolving Credit Plan (RCP) or Term Loan Account, a valuable opportunity awaits. Optimize UCount Rewards by seamlessly redeeming them through the UCount Rewards Online Mall to effectively reduce the outstanding balance.

This exclusive feature not only allows individuals to enjoy the benefits of accumulated Rewards Points but also offers a practical way to manage and alleviate financial commitments.

By integrating Rewards Points into the reduction of the balance, an additional layer of flexibility and value is unlocked within the Standard Bank credit account. Make the most of this advantageous offering and experience enhanced financial control and rewards integration.

Beyond Personal Loans:

• Credit Cards:
  • Instant access to money with feature-rich credit cards.
• Debt Consolidation:
  • Explore debt care solutions if struggling with repayments.
• Savings and Investment Accounts:
  • Grow money with high-interest-earning accounts tailored to needs.

Contact and Support:

Fraud Line:

In the unfortunate event of encountering any fraudulent incidents within South Africa, Standard Bank urges individuals to promptly report such occurrences. This can be done by reaching out to the dedicated fraud reporting hotline at 0800 222 050 or by sending an email detailing the incident to [email protected].

Prompt reporting is crucial in helping Standard Bank take swift and effective action to address any potential fraud, ensuring the security and protection of financial assets.

Standard Bank values vigilance and commitment to maintaining a secure banking environment, and the team stands ready to assist in every step of the reporting process.

Customer Service:

Feel free to reach out to Standard Bank for any general inquiries at 0860 123 000. In the unfortunate event of a lost or stolen card, please contact Standard Bank immediately at 0800 020 600. The dedicated helpline is available to assist around the clock.

Proactive communication is essential in helping Standard Bank provide timely and effective support to address concerns, ensuring the security and integrity of the banking experience. Standard Bank appreciates prompt action and looks forward to assisting with any inquiries or issues customers may have.