DirectAxis extends a warm welcome as you embark on the journey to explore a myriad of financial possibilities within the vast spectrum of our comprehensive range of products and services.

Whether you are contemplating the acquisition of a Personal Protection Plan, delving into details about our esteemed company, or navigating through the plethora of loan options available, rest assured that we are well-equipped to meet and exceed your diverse financial needs.

Personal Protection Plan

Take proactive steps to safeguard and fortify your future by opting for our highly reliable and comprehensive Personal Protection Plan. Revel in the peace of mind that comes from the assurance that, in the unfortunate event of death or permanent disability, your outstanding balance will be meticulously settled.

Moreover, this meticulously crafted plan goes beyond the ordinary, extending coverage to include protection against temporary disability and retrenchment, all thoughtfully tailored to align seamlessly with your unique risk profile and financial circumstances.

With our Personal Protection Plan, rest assured that you are not just securing your future, but also embracing a customized and resilient safety net for life’s unexpected twists and turns.

About DirectAxis

Embark on a journey to explore the robust capabilities of DirectAxis, a distinguished and authorized Financial Services Provider boasting an impressive track record of over two decades in serving the financial needs of South Africa.

With a wealth of experience, our commitment to responsible lending stands as a cornerstone, guaranteeing that every loan we offer is meticulously tailored to align seamlessly with your unique financial capabilities and aspirations.

At DirectAxis, we not only bring you the strength of our extensive experience but also a dedication to providing financial solutions that empower and enhance your overall financial well-being.

Personal Loans

Experience the liberation of financial flexibility through DirectAxis Personal Loans, where a myriad of advantages awaits you, including:

• Generous Loan Amounts:
• Gain access to substantial loan amounts, reaching up to R300,000, ensuring that your financial needs are met with ample support.
• Effortless Online Application:
• Embrace the convenience of a secure and straightforward online application process, designed to simplify and expedite your journey to financial empowerment.
• Stability with Fixed Repayments:
• Enjoy the assurance of fixed repayments at our current interest rate, providing stability and predictability throughout the duration of your loan term.
• Swift Feedback and Funding:
• Experience prompt feedback on your application, with the potential for funds to be deposited into your account within a mere 48 hours. This rapid turnaround ensures that you can swiftly address your financial requirements with confidence.

DirectAxis Personal Loans not only offer you the means to unlock financial flexibility but also provide a comprehensive suite of benefits that cater to your unique financial needs, making your borrowing experience both convenient and reliable.

How to Apply for a Loan

Experience the utmost convenience when applying for a loan with DirectAxis, where the process is designed to be entirely hassle-free. You have the flexibility to select your preferred method, whether it’s seamlessly completing our user-friendly online form or reaching out to our dedicated DirectAxis call center at 086 102 0304.

Our call center is at your service every day of the week, from 8 AM to 8 PM, ensuring that you have the accessibility and support you need throughout your loan application journey.

Loan Application Requirements

To apply for a loan, ensure you have:

• Good credit record
• Monthly income of at least R5,000
• Bank account details for salary deposits

Submit the necessary documents, including a clear copy of your South African ID, proof of residential address, and recent bank statements or payslips.

Usage of Personal Loans

DirectAxis Personal Loans are versatile. Whether it’s home renovations, upgrading electronics, or an overseas adventure, the funds are yours to use as needed.

Your Peace of Mind Matters

All our loans adhere to the National Credit Act of 2005, ensuring fairness and transparency. Your loan includes a Personal Protection Plan, offering coverage in various scenarios. You have the option to choose an equivalent policy of your preference.

Loan Details and Terms

DirectAxis administers loans for FirstRand Bank Limited. Repayment terms range from 24 to 72 months, with a maximum interest rate of 29.25% per annum. Your specific rate and initiation fee are determined based on your individual risk profile.