Are you a student looking for a convenient and affordable credit card that not only serves your financial needs but also paves the way for a promising financial future? Look no further! The Absa Student Credit Card is tailor-made for individuals like you. 

In this guide, we will delve into the main features of this card, its requirements, associated fees, and how to apply. Continue reading to get to know everything about this precious option and be prepared to apply in the end:

Main information about the Absa student credit card

The Absa Student Credit Card is tailor-made to empower young students on their financial journey. This card provides a plethora of benefits that students can take advantage of:

First and foremost, it comes with no monthly fees, eliminating the worry of additional charges while you make purchases, whether it’s swiping, shopping online, or spending freely.

One of its standout features is the opportunity to build a credit record, a crucial step in ensuring a secure financial future. Establishing credit early can be a valuable asset as you progress in life.

When you use the Absa Student Credit Card, you gain access to Absa Rewards and Absa Advantage. This means you can earn cash back through Absa Rewards and, by completing simple challenges on the Banking App, you can unlock rewards instantly with Absa Advantage.

Digital banking is made easy with the card. You can manage your card, report fraud, and control daily spending limits through the Absa Banking App or utilize Absa Online Banking, which provides 24/7 access to your accounts.

For the frequent traveler, the card offers access to the Bidvest Airport Lounge, providing three complimentary visits annually and preferential rates for subsequent visits.

To ensure peace of mind during your journeys, you receive automatic basic travel insurance cover of up to R1 million, protecting you in various travel emergencies. In case your card is ever lost or stolen, you’re covered, provided you notify the bank promptly.

Exclusive Visa benefits are also part of the package, granting you access to Visa Global Merchant offers that add extra value to your card. The convenience of contactless payments allows you to make secure payments by simply tapping your card, smartphone, or wearable device at point-of-sale machines worldwide.

To enhance your account’s security, the NotifyMe feature sends SMS notifications that alert you to any account activity. The card offers up to 57 days of interest-free grace on qualifying transactions, and there are no transaction fees on your purchases, making your expenses even more manageable.

With the flexibility to make fixed monthly payments, you have the freedom to pay extra on your monthly instalments when necessary. Finally, the card allows you to swipe, scan, or tap to pay at any point-of-sale machine worldwide, ensuring secure payments whether you’re shopping online or in-store.

Requirements for obtaining the Absa student credit card

To be eligible for the Absa Student Credit Card, you need to meet the following criteria:

• Monthly income: Minimum monthly income of R800.
• Age: Between 18 and 30 years old.
• Documentation required: You’ll need a valid South African ID book or smart card, proof of residence, and the latest proof of income for three consecutive months.
• Student Eligibility: To qualify, you must be currently enrolled as a full-time student at an FET college, a SAQA-approved institution, a university, a university of technology, or a private educational establishment.

How to apply

To begin the application process for your Absa Student Credit Card, you’ll need to personally visit a nearby Absa bank branch, you can find an agency by clicking here. The procedure is uncomplicated, and our friendly and knowledgeable staff will assist you every step of the way. It’s essential to ensure that you have all the required documentation in hand and meet the eligibility criteria. 

By opting for your preferred application venue and complying with the necessary conditions, you can kickstart your journey towards financial empowerment and a more secure financial future. Do not delay; initiate your application today to unlock the myriad opportunities that this card has in store for you.

The Absa Student Credit Card is more than just a financial tool; it’s a stepping stone to a brighter future. So, why wait? Apply today and start shaping your financial destiny with the Absa Student Credit Card.