The Absa Premium Banking credit card isn’t just another card or account; it’s a transformative financial tool that offers you a fresh perspective on managing your money and enhancing your life.
Whether you desire cashback rewards, exclusive airport lounge access, or travel insurance, this credit card has you covered. It’s time to explore the main information about the Premium Banking Credit Card and learn how to obtain it to experience a new level of financial empowerment.
Main information about the Absa Premium Banking credit card
The Absa Premium Banking Credit Card isn’t your typical financial product. It’s a gateway to a world of exclusive privileges and benefits, designed to meet the diverse financial needs of our valued customers. Let’s delve into the key aspects of this extraordinary offering:
Exclusive priority banking
As a Premium Banking customer, you’ll enjoy exclusive priority banking services at selected branches or through our Premium Banking agents. This ensures that your banking experience is personalized, efficient, and tailored to your unique financial goals.
Earn cashback with Absa rewards
The Premium Banking Credit Card lets you earn cashback through Absa Rewards. Each time you use your card for payments, you accumulate rewards.
Additionally, you can take on simple challenges via the Banking App and receive instant rewards through the Absa Advantage program. As a Premium Banking Credit Card holder, you’re also entitled to a Premium Rewards Booster when making purchases at Dis-Chem.
Airport lounge access
Enjoy complimentary access to local and international Bidvest airport lounges, making your travel experiences more comfortable and enjoyable. Furthermore, you’ll have travel insurance coverage automatically when you book international return tickets.
Digital banking convenience
The Absa Premium Banking Credit Card offers digital banking at its best. The Absa Banking App empowers you to halt card usage, request a replacement, report suspicious activities, fine-tune your daily card limits, and offers a plethora of additional features to enhance your banking experience. Alternatively, access Absa Online Banking to enjoy banking convenience 24/7, no matter where you are.
Buyers protection and extended warranty
When you make purchases with your credit card, you benefit from Buyers Protection and Extended Warranty, enhancing your purchase protection and ensuring peace of mind.
Lost card protection
Worried about a lost or stolen card? Don’t be. The Absa Premium Banking Credit Card includes free lost card protection. Simply inform the bank by calling us on 0800 111 155, and your card will be covered.
Exclusive Visa benefits
The Absa Premium Banking Credit Card comes with exclusive Visa benefits, including Visa Global Merchant offers. These benefits add another layer of value to your card.
Contactless payments
Experience the convenience of contactless payments. You can tap to pay with your card, smartphone, or wearable device at any point-of-sale machine worldwide. This feature ensures secure and efficient transactions.
Requirements for obtaining the Absa Premium Banking credit card
Before you can experience the wealth of benefits offered by the Absa Premium Banking Credit Card, you need to meet certain requirements:
- Monthly income: To be eligible for this card, you should have a minimum monthly income of R25,000.
- Age: Applicants must be 18 years or older to be considered for the card.
- Documentation required: When applying, ensure you have your valid South African ID book or smart card, proof of residence, and the latest proof of income for three consecutive months.
- Affordability assessment: Keep in mind that your application will be subject to an affordability assessment, ensuring that you can comfortably manage the financial obligations associated with the card.
How to apply for your Absa Premium Banking credit card
Applying for the Absa Premium Banking Credit Card is a straightforward process that can be done online. Here’s a step-by-step guide:
- Click on the “Apply now” button, which can be found on the Absa website or your online banking portal.
- When you reach the Online Account Application page, simply input the characters showcased within the image to confirm your identity.
- Please complete the six-step assessment, providing the required personal and financial information.
- You have the option to save your application progress and continue later if needed, or you can complete each stage of your assessment in one go.
- Once you’ve completed all the required steps and provided the necessary information, click “Apply” to submit your application.
With these simple steps, you can take the first stride towards unlocking the advantages and opportunities that the Absa Premium Banking Credit Card offers.
